I take privacy seriously and respect the privacy concerns of community of users.  This Privacy Policy (the “Privacy Policy”) describes how I collect, use, disclose, and otherwise process personal information in connection with our websites (the “Sites”), mobile applications (the “Apps”), and the related content, services, products, and other features and functionality offered on or through those Sites and Apps (collectively, the “Services”).

What Personal Information Do I Collect?

The personal information I collect from and about you may vary depending on how you engage with my Services and the information you provide voluntarily.  I may collect personal information directly from you or otherwise in connection with your use of the Services, such as:

• Contact Information, including your name, contact details (such as a postal address and email address), event or conference registration and related information (including dietary restrictions or photos and videos taken at events), and communication preferences.
• Inquiry Information, including information provided in messages sent through forms or surveys, to our email addresses, or via phone. This also may include information provided when you sign up for our newsletters.
• Account Information, including name, username, account ID, date of birth, contact information, profile information, saved, “liked,” or bookmarked items (e.g., articles or recipes), payment and purchase history information, subscription information, courses enrolled in and completed, and Stock Simulator results.

 

• Financial Information, including credit and debit card information, bank account and routing number, and billing and shipping address.
• Demographic Information, including age, gender, race, income, occupation, marital status, and information about your household/family status, including your household size and the length of time at your residence.
• User-Generated Content, including personal information you choose to provide about yourself when you participate in forums or discussions on the Services, post comments or reviews, and participate in any Services. Please be aware that information you post may be viewed, used, or captured by anyone who visits the Services; therefore, you should avoid posting sensitive personal information that you would not want to be available to the public.
• Inferences About Your Interests, Preferences, and Other Behavioural Data, including hobbies, interests, and characteristics, e.g., your favourite foods, purchases, or recipes, consuming tendencies, and health and fitness information.

Information Automatically Collected

General

As is true of many digital properties, myself and possible third-party partners may automatically collect information you provide to us and information about your device and use of the Service when you visit or interact with our Services. We, and our third-party partners, use cookies and other tracking technologies (e.g., pixels, SDKs, APIs, scripts, location-identifying technologies, and logging technologies) in connection with our Services to collect and store the information described in this section (and otherwise expanded upon in other sections) for our, and our third-party partners’, purposes.

The type of information automatically collected includes:

 

⠀⠀⠀● Device data, including internet protocol (IP) address, operating system, device type and version, browser type and version, browser id, the URL entered, the referring page, date/time of visit, other user agent string data, the time spent on our Services, and any errors that may occur during the visit to our Services.  Device data may overlap with the other categories of data listed below.

⠀⠀⠀● Analytics/Usage data, including the path taken to our Services, through our Services, and when exiting our Services, usage and activity on or in connection with our Services (e.g., pages visited, links clicked, videos watched), metrics on how many emails we send are actually opened and which attachments or links are opened, clicked, or viewed (such as via pixels, as described further below). We may also use third-party tools to collect information you provide to us or information about how you use the Services, including mouse movements, scrolling, clicks, and keystroke activity on the Services and other browsing, search, or purchasing behaviour. These tools may also record information you enter when you interact with our Services or engage in chat or other features through our Services.

⠀⠀⠀● Location data, including geographic location we or our third-party providers may collect, such as via permissions within the app operating system or browser functionality.

⠀⠀⠀● Advertising/Advertising measurement data, including data associated with your view of, or your clicks on, advertisements served on our Services, cookie IDs or other digital or proprietary identifiers (e.g., iOS IDFA, Google AAID) assigned to such device, and device metadata, analytics/usage data, and location data described above, in each case, for purposes of serving advertising (personalized or otherwise) or facilitating advertising measurement/attribution to better optimize or otherwise understand the effectiveness of ad campaigns. For more information on our and third-party partners’ data collection and online advertising practices, please see the “What are Our Third-Party Data Collection and Online Advertising Practices?” section of this Privacy Policy.

 

⠀⠀⠀● Social Media Networks:  When an individual interacts with my Services through various social media networks, such as when someone logs in through a social network, “Likes” us on Facebook, or follows us or shares our content on Google, Facebook, Instagram, Twitter, or other social networks, we may receive some information from those social networks including your profile information and any other information you permit the social network to share with third parties.  We use this information to allow you to log into your account, to communicate or interact with individuals on the social network, to better understand the demographics of our visitors, and to personalize content and advertising.  Individuals should always review and, if necessary, adjust their privacy settings on third-party websites and social media networks and services before sharing information or linking or connecting them to other services.

 

How Do I Use Personal Information?

We may use your information for various purposes, including:

⠀⠀⠀● To fulfil your requests and provide our Services to you. This includes:

⠀⠀⠀⠀⠀● Making our Services and my products and services available to you;

⠀⠀⠀⠀⠀● Coordinating access to your account

⠀⠀⠀⠀⠀● Responding to requests, suggestions, questions, and comments, and providing other types of user support;

⠀⠀⠀⠀⠀● Fulfilling your payments and transactions;

 

⠀⠀⠀⠀⠀● Sending you service/transaction-related messages, such as changes to your account;

⠀⠀⠀⠀⠀● Saving your reading lists, recipes, or other searches; and

⠀⠀⠀⠀⠀● Communicating about, and administering your participation in, events, conferences, programs, contests, surveys, polls, panels, questionnaires, and other offers or promotions.

⠀⠀⠀● To personalize your experience on our Services:  This includes providing you with content or other products or services you might be interested in and de-emphasize content you’ve already read or viewed.

⠀⠀⠀● For marketing purposes:  I may send you communications about new features, updates, products, and special offers.  I may also use your information to serve you ads about our products or other products or services we (or our advertising partners, such as other third-party brands/agencies) think you might find interesting.  We may also use individual and aggregate information about you to inform our, and our third-party partners, marketing and advertising campaigns more broadly. 

⠀⠀⠀● To communicate with you:  For example, we may communicate with you about your account activities, such as by providing you transaction confirmations or alerting you when a subscription is up for renewal.  If you register with us, we may enrol you in our email newsletters or other periodic electronic communications and may also send you user surveys and promotional communications.  We may communicate with you by email, postal mail, telephone, text message, or other means.  We may use push notifications on Apps to your mobile device.  For more information on how to adjust your communications preferences, see “What Controls Do I Have Over My Information?” below.

⠀⠀⠀● To monitor, improve, and develop our products and services:  We may use your information to understand our users and to tailor or optimize our Services.  For example, we may analyse statistics and trends to make our Services better and to develop or better personalize the Services or new services or features

⠀⠀⠀● To protect the security and integrity of our business, comply with legal requirements and obligations, or as otherwise permitted by law: I may also use information in order to comply with laws, regulations, court orders, or other legal obligations or to assist in an investigation, protect and defend our rights and property, or the rights or safety of third parties, enforce our Terms of Use, this Privacy Policy, or agreements with third parties, detect and prevent fraud or for crime-prevention purposes, or for any other reason permitted by law.  We may take part in or be involved with a corporate business transaction, such as a merger, acquisition, joint venture, or financing or sale of company assets and may use information in connection with or as an asset in such a corporate business transaction.  Personal information may also be used in the event of insolvency, bankruptcy, or receivership.

⠀⠀⠀● For any other purposes with your consent, at your direction, or where notice is provided: We may use your personal information for any other purposes with your consent, at your direction, or where notice is otherwise provided.

• Law Enforcement, Regulators and Other Parties For Legal Reasons: Personal information may be disclosed to third parties, as required by law or subpoena, or if we reasonably believe that such action is necessary to (a) comply with the law and the reasonable requests of law enforcement, (b) to enforce our Terms of Use or to protect the security or integrity of our Services, or (c) to exercise or protect the rights, property, or personal safety of our organization, our visitors, or others.
• • Access to, Modification of, or Deletion of Your Information: You have the right to request access to your personal information, amendment/correction of inaccurate/incomplete personal information, or deletion of your personal information. In order to better protect the security of your personal information, we will seek to confirm your identity as part of our processing of any request. Under certain circumstances, we may not fulfill your request, such as where we, in our discretion, deem that your identity has not been reasonably verified or that such information is subject to legal/regulatory, internal audit, record-keeping, or other requirements or legal exceptions such that the request should not reasonably be granted (or should be granted in part). In any event, we will respond to your request within a reasonable timeframe. In order to make such a request of us, please contact us by using one of the following methods:

   

  ⠀⠀⠀⠀⠀o   for United States residents and for individuals located in the European Economic Area, Switzerland, or the United Kingdom, please use the form below or by emailing at coaching.counselling@gmail.com and indicating in the subject line the type of request (e.g., Access, Modification, or Deletion)